Finance & Residual Advice - GT-R Register - Official Nissan Skyline and GTR Owners Club forum

Albertini · 23rd August 2011, 01:26 PM

Hi all. Just registered and looking for a bit of advice. I've spent half the morning looking round the site and learnt lots of new stuff.

Just going through a divorce so I've decided to swap a wife for a GT-R (seems like a good swap to me).

I've been out of the country for a bit so I'm just looking for a bit of advice as to what to expect on financing the deal.

I'm looking at spending £35,000-£37,000 on a 09 model and I reckon with my crappy little runabout thrown in as part exchange I should be able to put down around £7000 as a deposit. I was looking for a 3 or 4 year finance deal with a balloon on the end .

Questions are what kind of percentage should I realistically be looking at as to the cars value in 3 or 4 years? 50% for a 3 year deal 40% for a 4 year deal?

Also are there any preferred / agreeable finance companies specialising in GTR's? I've come across Oracle, who seem to specialise in high end cars but are there any more to consider contacting.

I've seen a couple of cars of interest but I don't want to do anything until I get the finance sorted.

All replies appreciated and thanks in advance.

weebaws · 23rd August 2011, 01:37 PM

My residual was around 40% on a four year deal.

Speak to Jamie Garside at performance car finance. He's a good guy and (for me anyway) was a fair bit cheaper than Oracle were.

His no is 07780 602895

sumo69 · 23rd August 2011, 01:43 PM

Not sure you are going to find too many UK 09 cars at 35 to 37k - I think you will need to add about £2k to get a good choice.

D

Albertini · 23rd August 2011, 02:39 PM

There's a handful kicking around on Auto Trader around that price point and i'm in no particular rush.

It's like anything once i have an idea of the finance costs and rates i may be able to stretch to a bit more for the right vehicle.

christer · 24th August 2011, 11:30 AM

Quote:

Originally Posted by Albertini

There's a handful kicking around on Auto Trader around that price point and i'm in no particular rush.

It's like anything once i have an idea of the finance costs and rates i may be able to stretch to a bit more for the right vehicle.

You could try Clydesdale Asset Finance - I have been with them on and off for many years and find their rates and flexibility very good. Let us know how you get on.

fozi.g · 25th August 2011, 12:38 AM

Would have to agree with sumo69. Your not gonna find an 09 model for that kind of money. The minimum your looking at is circa 38k with sensible miles. That White one that's on there for 36k has been up for sale for a long time now. Long before I bought my one which was a couple of months back at least. That started at 40k and has been reduced again and again. Not knocking the car just if a car hasn't been sold within that time and has been reduced that much then you should start asking questions.

All the ones ive seen for 35-37k have been 07/08 imports.

enshiu · 28th August 2011, 03:18 AM

Cheapest is 33,500

2007 NISSAN GT-R 3.8 2dr Auto [Sat Nav] Coupe

38K is UK version on autotrader the lowest price.

dtox · 4th September 2011, 05:52 PM

37,500-39k you can pick up a decent 09 uk model
35 - 37k you can pick up a jap 09 model
I dont know what the difference is as I dont own a gtr yet but im in the simular situation as yours minus the wife part but looking for a gtr

23rd August 2011, 01:26 PM	#1 (permalink)
Albertini Albertini is unaware they can edit their status New Users Join Date: Aug 2011 Posts: 2	Finance & Residual Advice Hi all. Just registered and looking for a bit of advice. I've spent half the morning looking round the site and learnt lots of new stuff. Just going through a divorce so I've decided to swap a wife for a GT-R (seems like a good swap to me). I've been out of the country for a bit so I'm just looking for a bit of advice as to what to expect on financing the deal. I'm looking at spending £35,000-£37,000 on a 09 model and I reckon with my crappy little runabout thrown in as part exchange I should be able to put down around £7000 as a deposit. I was looking for a 3 or 4 year finance deal with a balloon on the end . Questions are what kind of percentage should I realistically be looking at as to the cars value in 3 or 4 years? 50% for a 3 year deal 40% for a 4 year deal? Also are there any preferred / agreeable finance companies specialising in GTR's? I've come across Oracle, who seem to specialise in high end cars but are there any more to consider contacting. I've seen a couple of cars of interest but I don't want to do anything until I get the finance sorted. All replies appreciated and thanks in advance. __________________

23rd August 2011, 01:37 PM	#2 (permalink)
weebaws weebaws is unaware they can edit their status GTROC Member Join Date: Jun 2011 Location: Edinburgh Cars owned: R35 GTR, Fiat 500 Twinair Posts: 111	My residual was around 40% on a four year deal. Speak to Jamie Garside at performance car finance. He's a good guy and (for me anyway) was a fair bit cheaper than Oracle were. His no is 07780 602895 __________________

23rd August 2011, 01:43 PM	#3 (permalink)
sumo69 sumo69 is now Stage 4 and MY12 software GTROC Member Join Date: Mar 2008 Posts: 2,148	Not sure you are going to find too many UK 09 cars at 35 to 37k - I think you will need to add about £2k to get a good choice. D __________________

23rd August 2011, 02:39 PM	#4 (permalink)
Albertini Albertini is unaware they can edit their status New Users Join Date: Aug 2011 Posts: 2	There's a handful kicking around on Auto Trader around that price point and i'm in no particular rush. It's like anything once i have an idea of the finance costs and rates i may be able to stretch to a bit more for the right vehicle. __________________

25th August 2011, 12:38 AM	#6 (permalink)
fozi.g fozi.g is not sure why he can't keep away from the forum??!? GTR Register User Join Date: Sep 2007 Location: London www.colorsgroup.co.uk Cars owned: GTiR(x2), Audi S2/S8, Supra TT, TVR Tuscan, WRX STi, Z3M coupe, M3 Cab, R33 GTR, 997 C2S, R35GTR (x2) Posts: 549	Would have to agree with sumo69. Your not gonna find an 09 model for that kind of money. The minimum your looking at is circa 38k with sensible miles. That White one that's on there for 36k has been up for sale for a long time now. Long before I bought my one which was a couple of months back at least. That started at 40k and has been reduced again and again. Not knocking the car just if a car hasn't been sold within that time and has been reduced that much then you should start asking questions. All the ones ive seen for 35-37k have been 07/08 imports. __________________ Last edited by fozi.g; 25th August 2011 at 12:42 AM..

28th August 2011, 03:18 AM	#7 (permalink)
enshiu enshiu is away Executive GTR Owners Club Member Join Date: Aug 2010 Location: Japan,UK,NL Cars owned: 2008 R35 GT-R JDM Black Premium Edition COBB stage 2 (+/-560bhp),JDM Toyota Camry,(winter use) Subaru Vivio Posts: 2,768	Cheapest is 33,500 2007 NISSAN GT-R 3.8 2dr Auto [Sat Nav] Coupe 38K is UK version on autotrader the lowest price. __________________ Now: R35 GTR JDM - JDM Gen 3.5 Camry - EDM Subaru vivio Past: R33 GTR sgl turbo Last edited by enshiu; 28th August 2011 at 03:24 AM..

4th September 2011, 05:52 PM	#8 (permalink)
dtox dtox is unaware they can edit their status GTR Register User Join Date: Sep 2009 Posts: 97	37,500-39k you can pick up a decent 09 uk model 35 - 37k you can pick up a jap 09 model I dont know what the difference is as I dont own a gtr yet but im in the simular situation as yours minus the wife part but looking for a gtr __________________

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