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Old 17th April 2013, 06:40 PM   #1 (permalink)
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Question Skyline insurance

By time I get my license, I will be 22 and held license for 1 month so would like to know if it's possible for me to get insurance for under 3 grand on any type of skyline?

No sarcastic comments etc
Serious question
I'm not a boy racer or a idiot who constantly has the pedal to the floor

Only asking so that I don't go out and buy a skyline and then be gutted if I can't get insured
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Old 17th April 2013, 06:44 PM   #2 (permalink)
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try neil from greenlight on here hes a top guy but i would edit your post!

I've drove and owned plenty of cars by cant drive around illegal forever!
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Old 17th April 2013, 06:45 PM   #3 (permalink)
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get a quote before you buy the car. Simples (copyright Comparethemarket.com)
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Old 17th April 2013, 06:50 PM   #4 (permalink)
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Quote:
Originally Posted by Mookistar View Post
get a quote before you buy the car. Simples (copyright Comparethemarket.com)

I was aiming at people who know about specialist insurers... As most online aren't helpful
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Old 17th April 2013, 06:51 PM   #5 (permalink)
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try neil from greenlight on here hes a top guy but i would edit your post!

I've drove and owned plenty of cars by cant drive around illegal forever!



Will do thanks
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Old 17th April 2013, 07:20 PM   #6 (permalink)
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Quote:
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I was aiming at people who know about specialist insurers... As most online aren't helpful
thats my point. Pick a random car for sale that suits your budget/requirements then phone Sky or A-plan or flux for a quote. don't even start looking for cars until you've done this.
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Old 18th April 2013, 09:45 AM   #7 (permalink)
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Quote:
Originally Posted by SkylineDan-Hull View Post
By time I get my license, I will be 22 and held license for 1 month so would like to know if it's possible for me to get insurance for under 3 grand on any type of skyline?

No sarcastic comments etc
Serious question
I'm not a boy racer or a idiot who constantly has the pedal to the floor

Only asking so that I don't go out and buy a skyline and then be gutted if I can't get insured
You've held your licence for a month and you are looking at Skylines?

It is not something we would entertain I'm afraid.

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Old 18th April 2013, 11:11 AM   #8 (permalink)
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Right serious question...
Why won't insurance companies touch young drivers?
I can get insured on 300bhp+ BMW's etc pretty much every car except a skyline
An 04 plate Evo will cost 2200 fully comp

It's all abit confusing
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Old 18th April 2013, 11:19 AM   #9 (permalink)
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Originally Posted by SkylineDan-Hull View Post
Right serious question...
Why won't insurance companies touch young drivers?
I can get insured on 300bhp+ BMW's etc pretty much every car except a skyline
An 04 plate Evo will cost 2200 fully comp

It's all abit confusing
Skylines are one of the highest risk cars in the UK to insure, you can understand an insurer not wanting to take on a driver with only 1 month's driving experience. I'm surprised you are getting those prices on the other vehicles as well to be honest.

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Old 18th April 2013, 11:21 AM   #10 (permalink)
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Probably because there is perceived or proven link with age, driving experience and accidents/claims

From experience most of the ones that will entertain young drivers will have insane £3000 excesses (i was on one of these before)

If you can afford it then go for it, realistically you cant expect to get quotes lower than £2k at that age

Otherwise just buy a shitty small car and buy an accelerated (10month NCB) policy, suck it for 10 months then sell up and buy a skyline with 1 year NCB. You will have more choice with insurance companies then. Probably the more enjoyable option too as you dont need to constantly worry about being £3k out of pocket if you god forbid stack it
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Old 18th April 2013, 11:23 AM   #11 (permalink)
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^ be careful with those 10 month policies, an awful lot of insurers do not recognise them.
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Old 18th April 2013, 11:23 AM   #12 (permalink)
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I have no problem paying 3 grand excess as I won't be driving like a idiot
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Old 18th April 2013, 11:25 AM   #13 (permalink)
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I won't be driving like a idiot
Not meaning to be rude, but if I had a penny for every new driver who said that.. I could probably buy half a 09 plate GTR
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Old 18th April 2013, 11:29 AM   #14 (permalink)
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Not meaning to be rude, but if I had a penny for every new driver who said that.. I could probably buy half a 09 plate GTR


I know what you mean

I know what everyone means.. Because I'm young I'm a high risk driver & blah blah
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Old 18th April 2013, 11:32 AM   #15 (permalink)
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It's not so much your age although most specialists are aged 25 or over for Skylines, it is your lack of driving experience.
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Old 18th April 2013, 11:36 AM   #16 (permalink)
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Suppose I understand, especially if I was the insurer. I wouldn't trust somebody my age ha.
Ill still try and get insurance for user 3 grand and if not then ill drive am Evo for a few years
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Old 18th April 2013, 11:38 AM   #17 (permalink)
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Suppose I understand, especially if I was the insurer. I wouldn't trust somebody my age ha.
Ill still try and get insurance for user 3 grand and if not then ill drive am Evo for a few years
One year (claim free) in a performance car will see you right for next year for a Skyline
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Old 18th April 2013, 11:39 AM   #18 (permalink)
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Thumbs up

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One year (claim free) in a performance car will see you right for next year for a Skyline

That will do, thanks

Fingers crossed ill be showing off my Skyline in a year or so.
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Old 18th April 2013, 02:34 PM   #19 (permalink)
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But also if you have the money to go out and get a skyline they why worrie about the price to insure it ? Just pay and drive it
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Old 18th April 2013, 02:37 PM   #20 (permalink)
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But also if you have the money to go out and get a skyline they why worrie about the price to insure it ? Just pay and drive it


Don't get me wrong.. I'm not a spoilt little rich boy
I've got money but just not willing to pay over 3 grand to insure a motor
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