Temporary Insurance - GT-R Register - Official Nissan Skyline and GTR Owners Club forum

GavGTR · 12th July 2005, 05:59 PM

Guys,

I've been searching around looking for a company that would insure a vehicle on a adhock basis - And haven't had much luck!

Has anybody out there come across a company that would do such polices??

Ta

skyline69_uk · 13th July 2005, 01:30 AM

Very few do as they treat you as a dodgy trader - i.e. you buy and sell cars but don't want the tax man to know. Trade insurance (about £2000 to £3000 a year) is your only hope or substitue insurance where you have a main car but sub it for another for a maximum of 4 weeks at a time. Some insurers do this as long as the main car is a higher group than the subs - but be aware that the main car will not be covered at all during this period - not even for fire or theft. A specialist broker who underwrite themselves is your best bet, either that or win the lottery then you don't need insurance!

Durzel · 13th July 2005, 11:15 AM

What's the deal with that anyway?

I had an argument with a mate of mine over insurance.. I was under the impression that there was some provision in UK insurance Law where if you had a certain amount of money put aside in an "insurance fund" you didn't need insurance. As I recall it was something crazy like £65k.

I could've dreamt it up though. Sorry to go off topic by the way

Gez · 13th July 2005, 11:56 AM

Durzel,
I think you are right.. I think this applies to cars that are worth hundreds of thousands where the owner puts a large amount of money into a bond and if he/she crashes money is used from that.

Gez

Jabberwock · 14th July 2005, 12:37 AM

Gav, I think there's a website called Downunder Insurance or something like that). A relative of ours from NZ recently used them to insure an old van for Europe (

) . I think you can almost pay by the day if you want but I guess it costs.

I'll try to find out the exact website name or failing that the High Commission might know

Cheers, Ken

12th July 2005, 05:59 PM	#1 (permalink)
GavGTR GTROC Member Join Date: Jan 2004 Location: Surrey Posts: 982	Temporary Insurance Guys, I've been searching around looking for a company that would insure a vehicle on a adhock basis - And haven't had much luck! Has anybody out there come across a company that would do such polices?? Ta __________________ Kiwi in Surrey + GTROCer "Own a GTR - RESISTENCE IS FUTILE!"

13th July 2005, 01:30 AM	#2 (permalink)
skyline69_uk GTROC Member Join Date: Jan 2005 Location: NI Posts: 2,833	? Very few do as they treat you as a dodgy trader - i.e. you buy and sell cars but don't want the tax man to know. Trade insurance (about £2000 to £3000 a year) is your only hope or substitue insurance where you have a main car but sub it for another for a maximum of 4 weeks at a time. Some insurers do this as long as the main car is a higher group than the subs - but be aware that the main car will not be covered at all during this period - not even for fire or theft. A specialist broker who underwrite themselves is your best bet, either that or win the lottery then you don't need insurance! __________________ Do it right or don't do it at all. "You're a pack of a**holes!" - Jim Richards 1992. スカイライン６９　UK

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13th July 2005, 11:15 AM	#3 (permalink)
Durzel GTR Register Member Join Date: Dec 2001 Location: Wiltshire Posts: 3,622	What's the deal with that anyway? I had an argument with a mate of mine over insurance.. I was under the impression that there was some provision in UK insurance Law where if you had a certain amount of money put aside in an "insurance fund" you didn't need insurance. As I recall it was something crazy like £65k. I could've dreamt it up though. Sorry to go off topic by the way

13th July 2005, 11:56 AM	#4 (permalink)
Gez GTR Register Member Join Date: Jan 2003 Location: London/Sydney Posts: 2,416	Durzel, I think you are right.. I think this applies to cars that are worth hundreds of thousands where the owner puts a large amount of money into a bond and if he/she crashes money is used from that. Gez

14th July 2005, 12:37 AM	#5 (permalink)
Jabberwock GTR Register Member Join Date: Jun 2003 Location: Herts Posts: 710	Gav, I think there's a website called Downunder Insurance or something like that). A relative of ours from NZ recently used them to insure an old van for Europe ( ) . I think you can almost pay by the day if you want but I guess it costs. I'll try to find out the exact website name or failing that the High Commission might know Cheers, Ken