The truth, the whole truth and nothing but the truth.... - Page 4 - GT-R Register - Official Nissan Skyline and GTR Owners Club forum

Hi5 · 10th May 2006, 11:01 PM

With A-plan, under modifications I have listed:

Exhaust
Engine
Bodykit
Alloys

So Basically I could be driving a pimped out drifter for all they care!

paying 1k FC

Hi5 · 10th May 2006, 11:03 PM

Quote:

Originally Posted by nismoman

YOU JUST WONT TO HAVE A GO AT INSURING A R34GTR WITH OVER 600BHP VALUED AT OVER £40,000.00 44YEARS OLD/CLEAN LICENCES/MAX NCB ONLY FOUND 3 COMPANYS WHO WILL INSURE IT 2 WERE TALKING FICKING STUPID RATES.(I THINK THE CHAV FACTOR IS NOW STARTING TO TAKE AFFECT ON INSURANCE,JUST LIKE WOT HAPPENED WITH COSWORTHS IN THE MID 90,S CARS WERE CHEAP/CHAVS BUY/INSURANCE GOES SKYHIGH )

Or just maybe they think the car is a high risk

I wouldnt want to insure an R34 GTR w/600hp

R33_GTS-t · 11th May 2006, 09:27 PM

I've told them as much of the story as I know but like someone else said, I'm not stripping the thing apart to find everything.

nismoman · 11th May 2006, 09:42 PM

HI5 yes you mite be right ,i suppose the piont i was trying to make was that last year there was,nt such a problem to insure R34GTR,S but this year for some reason the rates have gone through the roof if you can find someone who will insure one,i no off one or to people on here who have come up against the same problem

there must be some reason behind this but i dont suppose we will ever get to find out why.cheers NISMOMAN

Robbie 733 · 12th May 2006, 06:26 PM

I've listed all modifications, but my purse is regretting it

Philip · 14th June 2006, 01:52 PM

When people say they have listed "all" modifications, what sort of detail does that entail?

Phil

nismoman · 14th June 2006, 05:23 PM

it entails telling them every thing that is not standard factory fitted,i was told nismo parts are standard because nissan make them,but to me there not standard parts because thay did,nt come out the factory with them,so just tell them about everthing that you think will affect a claim .NISMOMAN

Philip · 14th June 2006, 05:47 PM

I ask because there seems to be no concensus amongst brokers and insurers as to the level of detail required.

Phil

skylinegtsturb · 23rd June 2006, 06:00 PM

could you please send me a larger pic of your skyline seen as your profile pic please. its amazing

nismoman · 23rd June 2006, 10:13 PM

whos picture do you mean

Sean · 24th June 2006, 06:30 PM

The full story for me, I'm new to this.
My cars only stage one and fairly standard anyway

NISMO-GTR · 25th June 2006, 09:25 AM

I always advise the Insurers of all mods I have put on the car.

Not worth taking the risk IMO

cky · 5th July 2006, 08:17 AM

Quote:

Originally Posted by R2CH

Used to cost a fortune until i discovered traders policy! Now i dont have to tell them anything, just get in and drive!

I don't understand this traders policy, Aint you gotta be a trader?
Or you just pretending to trade and use what car you want?

If you are then how much you paying?

stealth · 9th July 2006, 08:12 AM

Quote:

Originally Posted by cky

I don't understand this traders policy, Aint you gotta be a trader?
Or you just pretending to trade and use what car you want?

If you are then how much you paying?

Having a traders policy does NOT give you free range to drive ,own anything on the roads ,I have a traders policy due to having a few cars ,vans ,camper ,etc .I had to still send pics of my GTR of to them to show the mods .ok normally if you have a car you 14 days to register it with your insurance company so yeah you could buy sell cars and not worry,but when it comes to pay out after theft or accident its still the same .

nismoman · 12th July 2006, 08:31 PM

i know someone who had a traders policy,banged his car made a claim on his traders policy,his insurance then asked for proof that he was a legit trader ie proof of car perchases/proof of car sales/copy of his trading acconts,copy of his company public liability????? etc etc.so what do you think came next SORRY SIR YOUR NOT A PROPER TRADER,SO THEREFOR YOU HAVE OBTAINED INSURANCE BY MAKING FALSE STATMENTS SO YOUR THERE FOR NOT COVERED

beware insurance companys are getting wise to missuse of traders policys ,i own 6 vehicles and own my own company but cannot get a traders policy because i,m not a TRADER (in cars) in the eyes of insurance companys

NISMOMAN

View Poll Results: How many of the modifications to your car have you divulged to your insurers.
No mods, standard car.	81	19.01%
Full details of mods divulged.	167	39.20%
Part of the story.	110	25.82%
None of their business!	68	15.96%
Voters: 426. You may not vote on this poll

12th May 2006, 06:26 PM	#50 (permalink)
Robbie 733 GTR PornStar Member Join Date: Feb 2005 Location: Surrey Posts: 2,439	I've listed all modifications, but my purse is regretting it __________________ I survived a load of Laps of The Nurburgring with Suzy and she's really good !

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10th May 2006, 11:01 PM	#46 (permalink)
Hi5 GTR Register Member Join Date: Aug 2005 Location: Brighton Posts: 872	With A-plan, under modifications I have listed: Exhaust Engine Bodykit Alloys So Basically I could be driving a pimped out drifter for all they care! paying 1k FC

11th May 2006, 09:27 PM	#48 (permalink)
R33_GTS-t GTR Register Member Join Date: Apr 2005 Location: [544] days from disposing of Labour. BNFL are shit. One repossession, one (bank) window. Posts: 8,135	I've told them as much of the story as I know but like someone else said, I'm not stripping the thing apart to find everything.

11th May 2006, 09:42 PM	#49 (permalink)
nismoman GTROC Member Join Date: Jul 2004 Posts: 908	HI5 yes you mite be right ,i suppose the piont i was trying to make was that last year there was,nt such a problem to insure R34GTR,S but this year for some reason the rates have gone through the roof if you can find someone who will insure one,i no off one or to people on here who have come up against the same problem there must be some reason behind this but i dont suppose we will ever get to find out why.cheers NISMOMAN

14th June 2006, 01:52 PM	#51 (permalink)
Philip GTR Register Member Join Date: Jan 2002 Posts: 1,843	When people say they have listed "all" modifications, what sort of detail does that entail? Phil

14th June 2006, 05:23 PM	#52 (permalink)
nismoman GTROC Member Join Date: Jul 2004 Posts: 908	it entails telling them every thing that is not standard factory fitted,i was told nismo parts are standard because nissan make them,but to me there not standard parts because thay did,nt come out the factory with them,so just tell them about everthing that you think will affect a claim .NISMOMAN

14th June 2006, 05:47 PM	#53 (permalink)
Philip GTR Register Member Join Date: Jan 2002 Posts: 1,843	I ask because there seems to be no concensus amongst brokers and insurers as to the level of detail required. Phil

23rd June 2006, 06:00 PM	#54 (permalink)
skylinegtsturb GTR Register Member Join Date: Apr 2006 Location: shropshire Posts: 131	could you please send me a larger pic of your skyline seen as your profile pic please. its amazing

23rd June 2006, 10:13 PM	#55 (permalink)
nismoman GTROC Member Join Date: Jul 2004 Posts: 908	whos picture do you mean

24th June 2006, 06:30 PM	#56 (permalink)
Sean GTR Register Member Join Date: Aug 2005 Location: In the close proximity of Nina Gordon Posts: 1,974	The full story for me, I'm new to this. My cars only stage one and fairly standard anyway

25th June 2006, 09:25 AM	#57 (permalink)
NISMO-GTR GTR Register Member Join Date: Jan 2006 Location: Bristol Posts: 713	I always advise the Insurers of all mods I have put on the car. Not worth taking the risk IMO

12th July 2006, 08:31 PM	#60 (permalink)
nismoman GTROC Member Join Date: Jul 2004 Posts: 908	i know someone who had a traders policy,banged his car made a claim on his traders policy,his insurance then asked for proof that he was a legit trader ie proof of car perchases/proof of car sales/copy of his trading acconts,copy of his company public liability????? etc etc.so what do you think came next SORRY SIR YOUR NOT A PROPER TRADER,SO THEREFOR YOU HAVE OBTAINED INSURANCE BY MAKING FALSE STATMENTS SO YOUR THERE FOR NOT COVERED beware insurance companys are getting wise to missuse of traders policys ,i own 6 vehicles and own my own company but cannot get a traders policy because i,m not a TRADER (in cars) in the eyes of insurance companys NISMOMAN