The truth, the whole truth and nothing but the truth.... - Page 6 - GT-R Register - Official Nissan Skyline and GTR Owners Club forum

DonDavidson · 2nd July 2008, 02:25 PM

Quote:

Originally Posted by polarbearit

Mods currently declared, BUT I suspect next year I'll go for a traders policy, I often change cars and always pay trade for them, so does £1500 cover you for everything? Do you have to have trade plates to get these policies? My dream of two GTRs looks closer now

Fanny Fluff! let me get one first!

Insurance is gonna be beastin for me >.<, might make the car sorn till im finished with it :P

ddavej · 20th July 2008, 04:27 PM

Quote:

Originally Posted by R2CH

The brokers are Psicos (interesting name) 0870 066 0096 or www.psicos.com

Cost for me is £1500 giving me access to anything between £0-£25000 fully comp and anything £25001-£50000 Third party fire and theft including Jap imports.

I know some of you can insure for less than that but i have 5 cars between me and the wife so this works out so much cheaper!

I've been with this company for a few years now and they are superb! I've only had one claim with them but that was for some little tw@t hitting me in the rear end of one of my Evos in his Saxo

The claim was sorted very quickly and without problems, quite a few of my mates are with them now

Dave.

Craigieloon · 18th November 2008, 10:31 PM

i just got a BELTER of an insurance quote. Im 29, stay in the highlands of scotland and for my R33 GTR im £570 full comp 7 years NCD protected!! Not bad at all!!

tkracing · 30th December 2008, 09:59 PM

what company was it with and any mods?

Captain drift · 10th January 2009, 11:49 AM

I had an accident and the insurance company said the std GTS sideskits should be classed as an aftermerket bodykit as they were different to the UK spec. I aske them to provide me with the UK spec so I could fully declare everything. 1 year on and still nothing. I have even contacted Nissan UK and middlehurst motorsport and recieved confirmation there is no UK spec GTS-T, So what is classed as standard then?

The accident investigator stated (Non-standard side skirts, Different injectors and possibly a metal headgasket) They wanted me top proove they were standard, They declined to cover the costs to take the head off to check the headgasket.

Moff · 10th January 2009, 04:34 PM

Quote:

Originally Posted by Captain drift

I had an accident and the insurance company said the std GTS sideskits should be classed as an aftermerket bodykit as they were different to the UK spec. I aske them to provide me with the UK spec so I could fully declare everything. 1 year on and still nothing. I have even contacted Nissan UK and middlehurst motorsport and recieved confirmation there is no UK spec GTS-T, So what is classed as standard then?

The accident investigator stated (Non-standard side skirts, Different injectors and possibly a metal headgasket) They wanted me top proove they were standard, They declined to cover the costs to take the head off to check the headgasket.

How could they think its not standard HG ?

mifn21 · 11th January 2009, 04:02 PM

Quote:

Originally Posted by Captain drift

I had an accident and the insurance company said the std GTS sideskits should be classed as an aftermerket bodykit as they were different to the UK spec. I aske them to provide me with the UK spec so I could fully declare everything. 1 year on and still nothing. I have even contacted Nissan UK and middlehurst motorsport and recieved confirmation there is no UK spec GTS-T, So what is classed as standard then?

The accident investigator stated (Non-standard side skirts, Different injectors and possibly a metal headgasket) They wanted me top proove they were standard, They declined to cover the costs to take the head off to check the headgasket.

Go to the ombudsman mate - providing you declared the car was a japanese import they won't have a leg to stand on as the GTS-T was never officially imported. If it has the nissan part numbers etc stamped on the other side of the skirts then they're screwed! They will take a dim view of the investigators report on the head gasket as there is no way of deducing this without taking the head off. Are your injectors uprated or is he just being a dickhead?

Moff · 11th January 2009, 04:04 PM

Quote:

Originally Posted by mifn21

Go to the ombudsman mate - providing you declared the car was a japanese import they won't have a leg to stand on as the GTS-T was never officially imported. If it has the nissan part numbers etc stamped on the other side of the skirts then they're screwed! They will take a dim view of the investigators report on the head gasket as there is no way of deducing this without taking the head off. Are your injectors uprated or is he just being a dickhead?

Long as the skirts aren't fibreglass !

mifn21 · 11th January 2009, 05:17 PM

If they're original sideskirts then they'll be ABS plastic

Moff · 11th January 2009, 05:24 PM

Quote:

Originally Posted by mifn21

If they're original sideskirts then they'll be ABS plastic

If they aren't they will be Fibreglass, and he may have more probs with insurance company.

GT Gem · 10th March 2009, 08:56 PM

Quote:

Originally Posted by Craigieloon

i just got a BELTER of an insurance quote. Im 29, stay in the highlands of scotland and for my R33 GTR im £570 full comp 7 years NCD protected!! Not bad at all!!

Hi,

That sounds like a good deal, could you let us know which company please? Thanks

I got insured on mine for £750. R32 with all mods declared. Anyone heard of Skyinsurance?

Gem

jonh · 21st June 2009, 06:27 AM

Guys

I used to run a car insurance company

When someone claims they will want to

1) See your driving licence (both bits)

2) Plug the car into a computer

3) Get their technicians to go over the car if they think there are mods

If they think they have been lied to your insurance is void - useless - cancelled. If you're lucky they might give you your premiums back !!

Usually they will cover 3rd party claims, but not always.

As for - "don't worry I'll remove the mods before they see them" - you don't always get the chance.

Unfair ? Everyone thinks that ca insurance companies make a lot of money - they don't. We made less than 5% margin (thats less than tesco make on your weekly shopping) and this means they have to take a tough line.

My advice - tell them everything! Might cost a bit more but in the long run might cost a lot less.

Jon

ratcapa · 1st July 2009, 01:46 PM

Quote:

Originally Posted by Craigieloon

i just got a BELTER of an insurance quote. Im 29, stay in the highlands of scotland and for my R33 GTR im £570 full comp 7 years NCD protected!! Not bad at all!!

Who was that with?

RB GTR · 1st July 2009, 01:50 PM

Quote:

Originally Posted by R2CH

Used to cost a fortune until i discovered traders policy! Now i dont have to tell them anything, just get in and drive!

Same here

View Poll Results: How many of the modifications to your car have you divulged to your insurers.
No mods, standard car.	88	18.33%
Full details of mods divulged.	191	39.79%
Part of the story.	121	25.21%
None of their business!	80	16.67%
Voters: 480. You may not vote on this poll

18th November 2008, 10:31 PM	#78 (permalink)
Craigieloon Craigieloon has no status. GTR Register Member Join Date: Nov 2008 Posts: 42	i just got a BELTER of an insurance quote. Im 29, stay in the highlands of scotland and for my R33 GTR im £570 full comp 7 years NCD protected!! Not bad at all!! __________________

30th December 2008, 09:59 PM	#79 (permalink)
tkracing tkracing has no status. New Users Join Date: Dec 2008 Posts: 1	hi craigieloon what company was it with and any mods? __________________

10th January 2009, 11:49 AM	#80 (permalink)
Captain drift Captain drift has no status. GTROC Member Join Date: Aug 2007 Location: Sussex Cars owned: GTS-T NEO Posts: 117	I had an accident and the insurance company said the std GTS sideskits should be classed as an aftermerket bodykit as they were different to the UK spec. I aske them to provide me with the UK spec so I could fully declare everything. 1 year on and still nothing. I have even contacted Nissan UK and middlehurst motorsport and recieved confirmation there is no UK spec GTS-T, So what is classed as standard then? The accident investigator stated (Non-standard side skirts, Different injectors and possibly a metal headgasket) They wanted me top proove they were standard, They declined to cover the costs to take the head off to check the headgasket. __________________

11th January 2009, 05:17 PM	#84 (permalink)
mifn21 mifn21 has no status. New Users Join Date: Mar 2007 Location: London Cars owned: R32 GTR Posts: 2,547	If they're original sideskirts then they'll be ABS plastic __________________

21st June 2009, 06:27 AM	#87 (permalink)
jonh jonh is loving his GTR GTROC Member Join Date: May 2009 Location: Scotland Cars owned: GTR R35 UMS, Brabus ML280 Posts: 54	Guys I used to run a car insurance company When someone claims they will want to 1) See your driving licence (both bits) 2) Plug the car into a computer 3) Get their technicians to go over the car if they think there are mods If they think they have been lied to your insurance is void - useless - cancelled. If you're lucky they might give you your premiums back !! Usually they will cover 3rd party claims, but not always. As for - "don't worry I'll remove the mods before they see them" - you don't always get the chance. Unfair ? Everyone thinks that ca insurance companies make a lot of money - they don't. We made less than 5% margin (thats less than tesco make on your weekly shopping) and this means they have to take a tough line. My advice - tell them everything! Might cost a bit more but in the long run might cost a lot less. Jon __________________

Thread Tools
Show Printable Version Email this Page
Display Modes	Rate This Thread
Linear Mode Switch to Hybrid Mode Switch to Threaded Mode	Rate This Thread: