The truth, the whole truth and nothing but the truth.... - Page 6 - GT-R Register - Official Nissan Skyline and GTR Owners Club forum

Want to buy a banner ad? Find out more here.

Go Back   GT-R Register - Official Nissan Skyline and GTR Owners Club forum > General > Insurance



View Poll Results: How many of the modifications to your car have you divulged to your insurers.
No mods, standard car. 88 18.33%
Full details of mods divulged. 191 39.79%
Part of the story. 121 25.21%
None of their business! 80 16.67%
Voters: 480. You may not vote on this poll

Reply
 
LinkBack Thread Tools Rate Thread Display Modes
Old 2nd July 2008, 02:25 PM   #76 (permalink)
DonDavidson has no status.
GTR Register Member
 
DonDavidson's Avatar
 
Join Date: Jul 2008
Location: Aberdeen, Scotland
Posts: 131
Quote:
Originally Posted by polarbearit View Post
Mods currently declared, BUT I suspect next year I'll go for a traders policy, I often change cars and always pay trade for them, so does £1500 cover you for everything? Do you have to have trade plates to get these policies? My dream of two GTRs looks closer now
Fanny Fluff! let me get one first!

Insurance is gonna be beastin for me >.<, might make the car sorn till im finished with it :P
__________________
DonDavidson is offline   Reply With Quote
Old 20th July 2008, 04:27 PM   #77 (permalink)
ddavej is enjoying his mad GTR :o)
GTROC Member
 
Join Date: Jan 2006
Location: South Wales
Cars owned: R33 GTR Skyline
Posts: 489
Quote:
Originally Posted by R2CH View Post
The brokers are Psicos (interesting name) 0870 066 0096 or www.psicos.com

Cost for me is £1500 giving me access to anything between £0-£25000 fully comp and anything £25001-£50000 Third party fire and theft including Jap imports.

I know some of you can insure for less than that but i have 5 cars between me and the wife so this works out so much cheaper!
I've been with this company for a few years now and they are superb! I've only had one claim with them but that was for some little tw@t hitting me in the rear end of one of my Evos in his Saxo
The claim was sorted very quickly and without problems, quite a few of my mates are with them now
Dave.
__________________
ddavej is offline   Reply With Quote
Old 18th November 2008, 10:31 PM   #78 (permalink)
Craigieloon has no status.
GTR Register Member
 
Join Date: Nov 2008
Posts: 42
i just got a BELTER of an insurance quote. Im 29, stay in the highlands of scotland and for my R33 GTR im £570 full comp 7 years NCD protected!! Not bad at all!!
__________________
Craigieloon is offline   Reply With Quote
Old 30th December 2008, 09:59 PM   #79 (permalink)
tkracing has no status.
New Users
 
Join Date: Dec 2008
Posts: 1
hi craigieloon

what company was it with and any mods?
__________________
tkracing is offline   Reply With Quote
Old 10th January 2009, 11:49 AM   #80 (permalink)
Captain drift has no status.
GTROC Member
 
Join Date: Aug 2007
Location: Sussex
Cars owned: GTS-T NEO
Posts: 117
I had an accident and the insurance company said the std GTS sideskits should be classed as an aftermerket bodykit as they were different to the UK spec. I aske them to provide me with the UK spec so I could fully declare everything. 1 year on and still nothing. I have even contacted Nissan UK and middlehurst motorsport and recieved confirmation there is no UK spec GTS-T, So what is classed as standard then?

The accident investigator stated (Non-standard side skirts, Different injectors and possibly a metal headgasket) They wanted me top proove they were standard, They declined to cover the costs to take the head off to check the headgasket.
__________________
Captain drift is offline   Reply With Quote
Old 10th January 2009, 04:34 PM   #81 (permalink)
Moff is is waiting for 600 ponies
GTROC Member
 
Moff's Avatar
 
Join Date: Sep 2004
Location: Wokingham
Cars owned: R33 GTS-T, 260RS
Posts: 1,135
Send a message via MSN to Moff
Quote:
Originally Posted by Captain drift View Post
I had an accident and the insurance company said the std GTS sideskits should be classed as an aftermerket bodykit as they were different to the UK spec. I aske them to provide me with the UK spec so I could fully declare everything. 1 year on and still nothing. I have even contacted Nissan UK and middlehurst motorsport and recieved confirmation there is no UK spec GTS-T, So what is classed as standard then?

The accident investigator stated (Non-standard side skirts, Different injectors and possibly a metal headgasket) They wanted me top proove they were standard, They declined to cover the costs to take the head off to check the headgasket.
How could they think its not standard HG ?
__________________
MGT Racing
Valet Magic


theprojectmoff.co.uk ... More Time Attack 2010 Sponsorship required
Moff is offline   Reply With Quote
Old 11th January 2009, 04:02 PM   #82 (permalink)
mifn21 has no status.
New Users
 
Join Date: Mar 2007
Location: London
Cars owned: R32 GTR
Posts: 2,547
Quote:
Originally Posted by Captain drift View Post
I had an accident and the insurance company said the std GTS sideskits should be classed as an aftermerket bodykit as they were different to the UK spec. I aske them to provide me with the UK spec so I could fully declare everything. 1 year on and still nothing. I have even contacted Nissan UK and middlehurst motorsport and recieved confirmation there is no UK spec GTS-T, So what is classed as standard then?

The accident investigator stated (Non-standard side skirts, Different injectors and possibly a metal headgasket) They wanted me top proove they were standard, They declined to cover the costs to take the head off to check the headgasket.
Go to the ombudsman mate - providing you declared the car was a japanese import they won't have a leg to stand on as the GTS-T was never officially imported. If it has the nissan part numbers etc stamped on the other side of the skirts then they're screwed! They will take a dim view of the investigators report on the head gasket as there is no way of deducing this without taking the head off. Are your injectors uprated or is he just being a dickhead?
__________________
mifn21 is offline   Reply With Quote
Old 11th January 2009, 04:04 PM   #83 (permalink)
Moff is is waiting for 600 ponies
GTROC Member
 
Moff's Avatar
 
Join Date: Sep 2004
Location: Wokingham
Cars owned: R33 GTS-T, 260RS
Posts: 1,135
Send a message via MSN to Moff
Quote:
Originally Posted by mifn21 View Post
Go to the ombudsman mate - providing you declared the car was a japanese import they won't have a leg to stand on as the GTS-T was never officially imported. If it has the nissan part numbers etc stamped on the other side of the skirts then they're screwed! They will take a dim view of the investigators report on the head gasket as there is no way of deducing this without taking the head off. Are your injectors uprated or is he just being a dickhead?
Long as the skirts aren't fibreglass !
__________________
MGT Racing
Valet Magic


theprojectmoff.co.uk ... More Time Attack 2010 Sponsorship required
Moff is offline   Reply With Quote
Old 11th January 2009, 05:17 PM   #84 (permalink)
mifn21 has no status.
New Users
 
Join Date: Mar 2007
Location: London
Cars owned: R32 GTR
Posts: 2,547
If they're original sideskirts then they'll be ABS plastic
__________________
mifn21 is offline   Reply With Quote
Old 11th January 2009, 05:24 PM   #85 (permalink)
Moff is is waiting for 600 ponies
GTROC Member
 
Moff's Avatar
 
Join Date: Sep 2004
Location: Wokingham
Cars owned: R33 GTS-T, 260RS
Posts: 1,135
Send a message via MSN to Moff
Quote:
Originally Posted by mifn21 View Post
If they're original sideskirts then they'll be ABS plastic
If they aren't they will be Fibreglass, and he may have more probs with insurance company.
__________________
MGT Racing
Valet Magic


theprojectmoff.co.uk ... More Time Attack 2010 Sponsorship required
Moff is offline   Reply With Quote
Old 10th March 2009, 08:56 PM   #86 (permalink)
GT Gem has no status.
GTR Register Member
 
Join Date: Nov 2008
Location: Mansfield/London
Cars owned: GTR R32
Posts: 85
Quote:
Originally Posted by Craigieloon View Post
i just got a BELTER of an insurance quote. Im 29, stay in the highlands of scotland and for my R33 GTR im £570 full comp 7 years NCD protected!! Not bad at all!!
Hi,

That sounds like a good deal, could you let us know which company please? Thanks

I got insured on mine for £750. R32 with all mods declared. Anyone heard of Skyinsurance?

Gem
__________________
GT Gem is offline   Reply With Quote
Old 21st June 2009, 06:27 AM   #87 (permalink)
jonh is loving his GTR
GTROC Member
 
jonh's Avatar
 
Join Date: May 2009
Location: Scotland
Cars owned: GTR R35 UMS, Brabus ML280
Posts: 54
Guys

I used to run a car insurance company

When someone claims they will want to

1) See your driving licence (both bits)

2) Plug the car into a computer

3) Get their technicians to go over the car if they think there are mods

If they think they have been lied to your insurance is void - useless - cancelled. If you're lucky they might give you your premiums back !!

Usually they will cover 3rd party claims, but not always.

As for - "don't worry I'll remove the mods before they see them" - you don't always get the chance.

Unfair ? Everyone thinks that ca insurance companies make a lot of money - they don't. We made less than 5% margin (thats less than tesco make on your weekly shopping) and this means they have to take a tough line.

My advice - tell them everything! Might cost a bit more but in the long run might cost a lot less.

Jon
__________________
jonh is offline   Reply With Quote
Old 1st July 2009, 01:46 PM   #88 (permalink)
ratcapa is Sad
GTR Register Member
 
ratcapa's Avatar
 
Join Date: May 2008
Location: Midlands
Cars owned: R32 GTR
Posts: 107
insurance

Quote:
Originally Posted by Craigieloon View Post
i just got a BELTER of an insurance quote. Im 29, stay in the highlands of scotland and for my R33 GTR im £570 full comp 7 years NCD protected!! Not bad at all!!
Who was that with?
__________________
ratcapa is offline   Reply With Quote
Old 1st July 2009, 01:50 PM   #89 (permalink)
RB GTR has no status.
GTR Register Member
 
Join Date: Jul 2009
Posts: 5
Quote:
Originally Posted by R2CH View Post
Used to cost a fortune until i discovered traders policy! Now i dont have to tell them anything, just get in and drive!
Same here
__________________
RB GTR is offline   Reply With Quote
Reply

Bookmarks

Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are On
Pingbacks are On
Refbacks are On

Forum Jump


All times are GMT. The time now is 04:55 AM.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2010, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.2.0
© 2001-2009 Cem Kocu