Quote:
Originally Posted by Merbals
Ok guys listen to my experience today on this very subject.
I have owned a Modified Impreza that I then changed to a VX220 T. On both these cars I ended with 3 years no claims. I then changed my vehicle again to a Nissan Navara (don't laugh). Anyway..I have just sold the Navara and finally thought ok time to go get my skyline like I have always dreamed of. So last night I brought a cheap renault clio (don't laugh again) to get me to work and back and tied me over until my skyline arrives in 2 months time.
Ok now for the best bit...I rang adrian flux to get a new quote for my skyline when I get it and another for my clio....I was told that I have now lost my 3years NCD. Why I hear you ask...well aparently because the Navara is classed as a comercial vehicle you can transfer a car NCD to comercial no probs BUT!!! you cannot transfer them back so I will have to insure one without any NCD!
I am a little upset now as my dream car is out of reach because to insure both vehicles will cost me £2400.00 as I don't want use the skyline every day. £450 for the clio ( cost me £250 to buy) and £1950 for the skyline.  Thats with 5k limited mile as well!!!
So I am a little up s**t creek without a paddle!
But can some one answer how if I get points in one car they are carried across....How if I have an accident its carried across??? Basically anything to penalise you is carried across but anything for you is not!
Robbing b******ds thats all I can say worse than the IRS!!!
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Ha haaa !!!
What a load of bollox.
I have seven vehicles insured currently and they all have full ncd yet I havent been driving for 49 years !!!
Just ring A-Plan and get them all mirror bonused. Flux used to do this too as they let me do it on my BMW and Land Rover when they insured those for me a couple of years ago.
In fact my commercial bonus which was mirrored anyway from my van that went on my Allroad has ended up on my GT3 so it certainly can go forwards and backwards with the right company.
J.