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Old 30th June 2007, 11:47 AM   #1 (permalink)
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Post Insurance table (test)

Hello, ok not sure if this is going to work but based on quotes ive had and my mate has had we came up with this its only rough as there are many variables but its interesting to see rough prices for fairly modified R32's in fairly good areas. All mods declared.

Car - R32GTR

AGE\NCB(yrs) 1 2 3 4 5+
17 forget it
18
19
20
21
22 £2400(flux) £1600(ap)
23 £1065(ap)
24
25
26
27
28
29
30
35
40
45
50+

Anyone else care to add to it?
I can only do it for for R32's cause thats all i know about.

hum if you click edit it makes sense!!! but jibberisg itherwise...

Last edited by seanab; 30th June 2007 at 11:48 AM. Reason: formatting issues...
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Old 30th June 2007, 12:31 PM   #2 (permalink)
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I insure my RB30 R32 GTSt for NZ$643 (£250approx) p/a all mods declared, fully comp with 3 years NCB. Im 20, live just outside the City Centre, car is garaged, alarmed etc. This is through The AA.

I did a quote with the AA for the same car, mods but at my dads house in england (quiet crime free village, locked in garage etc) and it was going to set me back £3500 p/a.

This is with the same company but in two different countries. My driving skill and the car are exactly the same simply the location is different. I just simply don't understand why the UK is over 1000% of the price i pay in NZ. Its ridiculous!!
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Old 30th June 2007, 12:39 PM   #3 (permalink)
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Quote:
Originally Posted by Wanabee Kiwi View Post
I insure my RB30 R32 GTSt for NZ$643 (£250approx) p/a all mods declared, fully comp with 3 years NCB. Im 20, live just outside the City Centre, car is garaged, alarmed etc. This is through The AA.

I did a quote with the AA for the same car, mods but at my dads house in england (quiet crime free village, locked in garage etc) and it was going to set me back £3500 p/a.

This is with the same company but in two different countries. My driving skill and the car are exactly the same simply the location is different. I just simply don't understand why the UK is over 1000% of the price i pay in NZ. Its ridiculous!!
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Old 30th June 2007, 03:01 PM   #4 (permalink)
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r33 2.5gts 20 year old 2500 tpft adrian flux (2y ncb)
r33 2.5gtst 21 year old 1200 tpft adrian flux (3y ncb)
r32 gtr 22 year old 928 tpft adrian flux (4y ncb)

unable to get similar quote from any other company so far.
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Old 30th June 2007, 05:15 PM   #5 (permalink)
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Wink

Quote:
Originally Posted by Wanabee Kiwi View Post
I insure my RB30 R32 GTSt for NZ$643 (£250approx) p/a all mods declared, fully comp with 3 years NCB. Im 20, live just outside the City Centre, car is garaged, alarmed etc. This is through The AA.

I did a quote with the AA for the same car, mods but at my dads house in england (quiet crime free village, locked in garage etc) and it was going to set me back £3500 p/a.

This is with the same company but in two different countries. My driving skill and the car are exactly the same simply the location is different. I just simply don't understand why the UK is over 1000% of the price i pay in NZ. Its ridiculous!!
the only logical thing i can think of is: because you (NZ) have got 45,000 sheep. Where as us in the UK have 36,000,000 sheep. This clearly has a devastating effect on our insurance!!

As you only have 1.25% the amount of sheep as us,
And assuming the average 20 year old's insurance of £30k(est) (on your car in the uk) you get it for 8.3%!!! I think it is you who are being scammed!

Seems like a bargain to me in the great UK!! I mean come on looking at the numbers it really should be much much more expensive for us to insure over this great country of ours!

FYI: This theory can be also applied to almost every argument about how the UK is so bloody expensive to live in!!! I have to stop typing now as i'm about to hit rant mode.






Ref:
Farming activity - Statistics New Zealand
Defra, UK - Disease surveillance and control - Veterinary surveillance - Sheep
4youngdrivers.co.uk
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Old 30th June 2007, 05:31 PM   #6 (permalink)
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Cool

UPDATE:

Car - R32GTR

AGE\NCB(yrs)........1............2............3... .........4............5+
17.......................X............X........... .X............X............X
18.......................X............X........... .X............X............X
19.......................X............X........... .X............X............X
20.......................X............X........... .X............X............X
21.......................X............X........... .X............X............X
22.......................X....£2400(Flux)..£1600(A P).£928(flux)....X
23.......................X............X..........£ 1065(AP)..X............X
24.......................X............X........... .X............X............X
25.......................X............X........... .X............X............X
26.......................X............X........... .X............X............X
27.......................X............X........... .X............X............X
28.......................X............X........... .X............X............X
29.......................X............X........... .X............X............X
30.......................X............X........... .X............X............X
35.......................X............X........... .X............X............X
40.......................X............X........... .X............X............X
45.......................X............X........... .X............X............X
50+.....................X............X............ X............X............X

arsed doing the rest!
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Old 2nd July 2007, 02:20 PM   #7 (permalink)
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Car - R32GTR

AGE\NCB(yrs) 1 2 3 4 5+
17 forget it
18
19
20
21
22 £2400(flux) £1600(ap)
23 £1065(ap)
24
25
26
27
28
29
30
35
40
45 ----------------------- £399
50+

[/quote]
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Old 2nd July 2007, 02:29 PM   #8 (permalink)
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Modified R32 GTR, 6K mileage limit per annum

30, 5+Y NCB = £2500 (Flux), £1050 (AP)

I'm defo going to take this up with AP though as I wanna know why I'm paying the same sort of cash as a 23 year old ! I thought cheaper car insurance was supposed to be a perk of getting old?

My postcode is not a bad one, car is locled away at night and has lots of security on it.
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Old 2nd July 2007, 03:56 PM   #9 (permalink)
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Car - R32GTR

AGE\NCB(yrs)........1............2............3... .........4............5+
17.......................X............X........... .X............X............X
18.......................X............X........... .X............X............X
19.......................X............X........... .X............X............X
20.......................X............X........... .X............X............X
21.......................X............X........... .X............X............X
22.......................X....£2400(Flux)..£1600(A P).£928(flux)....X
23.......................X............X..........£ 1065(AP)..X............X
24.......................X............X........... .X............X............X
25.......................X............X........... .X............X............X
26.......................X............X........... .X............X............X
27.......................X............X........... .X............X............X
28.......................X............X........... .X............X............X
29.......................X............X........... .X............X............X
30.......................X............X........... .X............X....£1050(ap)
35.......................X............X........... .X............X............X
40.......................X............X........... .X............X............X
45.......................X............X........... .X............X..........£399
50+.....................X............X............ x............X............X

yeah this seems to work. and there is a trend whitch is good.
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Old 3rd July 2007, 03:57 PM   #10 (permalink)
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ive been with warwick davis last couple of years just had my renewal and they wanted £564 fully comp £500 excess all mods declared!!!!! its come down £100 from last year but i thought i'd give aplan a ring and now its £390 fc £500 excess that was with BHP figure well pleased with that give them a try forgot to add 5000 mile a year and social,domestic,pleasure full ncb protected

Last edited by baldilocks; 3rd July 2007 at 04:00 PM.
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Old 3rd July 2007, 07:02 PM   #11 (permalink)
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sorry, i'm going to kill the trend!



Car - R32GTR

AGE\NCB(yrs)........1............2............3... .........4............5+
17.......................X............X........... .X............X............X
18.......................X............X........... .X............X............X
19.......................X............X........... .X............X............X
20.......................X............X........... .X............X............X
21.......................X............X........... .X............X............X
22....£1400...........X....£2400(Flux)..£1600(A P).£928(flux)....X
23.......................X............X..........£ 1065(AP)..X............X
24.......................X............X........... .X............X............X
25.......................X............X........... .X............X............X
26.......................X............X........... .X............X............X
27.......................X............X........... .X............X............X
28.......................X............X........... .X............X............X
29.......................X............X........... .X............X............X
30.......................X............X........... .X............X....£1050(ap)
35.......................X............X........... .X............X............X
40.......................X............X........... .X............X............X
45.......................X............X........... .X............X..........£399
50+.....................X............X............ x............X............X
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Old 4th July 2007, 02:09 AM   #12 (permalink)
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Quote:
Originally Posted by seanab View Post
..... you (NZ) have got 45,000 sheep. Where as us in the UK have 36,000,000 sheep....
After the latest census it appears that the sheep to human ratio is actually 5:1

So seeing that there are 5 sheep per 1 human and the population is something like 4.5 million that means there are at least 20 million sheep in NZ!!!

Not that this has anything to do with insurance but i thought it was a useless fact worth mentioning!!
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Old 5th July 2007, 10:02 AM   #13 (permalink)
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i just rang adrian flux and thay couldent get insurence quote lower then £1800 on my 33 gtr im 22 with 4 yncb this is mental
just got a quote form worwick daves £2500

Last edited by leeaids; 5th July 2007 at 10:16 AM.
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Old 5th July 2007, 12:32 PM   #14 (permalink)
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Lee, I'm 22 with zero no claims! try Welcome to bell.com or Admiral
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Old 5th July 2007, 03:32 PM   #15 (permalink)
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28years old, 6yrs ncb, no mod's declared r32 gtr

832 with a-plan limited mileage, locked away, in 1 of, if not the worst postcode in the uk.

that was last year

i hear admiral r good
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