Hi Folks, and yes, yet another thread on shopping around for insurance, but it will add to the excellent "database" that this club is now building on this subject.
It's renewal time, and for the last two years I've been with MCE, mainly due to me being lazy if I'm honest, but this year it's a concerted effort to find the following, and this has certainly been interesting so far
1996 R33 GTR
Approx 400bhp at the fly (estimate)
All mods/rebuild declared, and I mean all, including boost pressure !
No more than £500 excess
like for like replacement
Garaged
Toad
I have a certified 11 years NCB
No points etc.
Old git
(over 45)
Wife on as second driver (even older
)
10000 miles ......
...... and the cruncher ...... I want an agreed value of at least £20K.
Swinton ..... will not quote ..... too heavily modified
so much for their adverts.
A-Plan, confirmed that they will
not do agreed value, only current market value at time of write off, but did quote me on the rest, and excellent service too.
MCE, confirmed that they will
not do agreed value, only current market value at time of write off, but did re-quote me on the rest, and not too bad a service.
Sky Insurance, confirmed that they will
not do agreed value, only current market value at time of write off (even stated that it would be a maximum £15K today), but did quote me on the rest, and again excellent service.
HIC Insurance, now here was a revalation, a system where you can dial your telephone number in and they will call you back, and it worked
. The only company so far that
will do an agreed value, but I have to wait until tomorrow for the quote, but I was told it would be about £200 more than a "normal" quote. Excellent service on the phone and very knowledgable, I was even asked what turbos I was running now (GT2860R's by the way).
In terms of cost I was a bit dissapointed to be honest, or a lot of people on here don't tell the insurance companies the full truth about their cars and mod status
every one bar HIC were within £25 of each other with the average being about £550.
Tomorrow it will be Lifesure, Mayfair, Adrian Flux (although I had a bad experience with them 2 years ago) and Keith Michaels, but I already know most will not entertain an agreed value.
In terms of customer satisfaction, all were very good on the phone to be honest, and knew exactly what they were talking about (except Swinton of course
).
So, until the next installment .....
