HIC have now got back to me, and I must say their service is superb. Good and precise on the phone and then 2 hours later as promised an email containing PDF files of the quote and policy for review, excellent service
But, you do pay for the agreed value
Over £300 more expensive than the "run of the mill" policies, but everything including the kitchen sink thrown in
...... like for like, low excesses, courtesy car, free legal aid, EU cover, etc. etc.
So how much extra would you pay for piece of mind and getting your money back on a car ?
Having issues with
Keith Micheals at the moment, they refused to quote this morning because they could not match my "best" quote, I've asked them to quote anyway, a bit lazy if you ask me, not exactly selling themselves.