Best way to get my daily driver insured??? - GT-R Register - Official Nissan Skyline and GTR Owners Club forum

Vips · 27th January 2008, 02:21 PM

Hi guys.

I've been driving the Skyline for almost half a year now, and have only started to now realise that, there comes some time when it's not very good as a daily car

I still have my old trustworthy 316i but I'm struggling trying to get it insured at the same time as the Skyline. My main and only policy is with A-Plan, but I need to get the 316i insured too. This seems to be a bit of a problem, as I'm relatively young at only 23.

What's the cheapest and legitimate way of insuring both cars?

CSB · 27th January 2008, 04:05 PM

family fleet or something?

GTR RGT · 27th January 2008, 07:39 PM

I have minifleet with norwich. up 15cars but not commercials im affraid

CSB · 27th January 2008, 09:14 PM

Quote:

Originally Posted by GTR RGT

I have minifleet with norwich. up 15cars but not commercials im affraid

just a quick question gtr rgt, i heard you are young and drive a skyline, whats your age and premium if you dont mind me asking thanks.

pupsi · 27th January 2008, 10:27 PM

Quote:

Originally Posted by GTR RGT

I have minifleet with norwich. up 15cars but not commercials im affraid

I would be interested in your type of policy, are you the only driver or is it a group insurance??

Vips · 27th January 2008, 11:06 PM

Cheers for the info guys.

I'm guessing I would have to wait till my insurance is up on my Skyline and have it all under one of these schemes right?

mifn21 · 28th January 2008, 12:03 PM

How old is the 316i? Might be worth putting it on a classic policy

GarethK · 28th January 2008, 12:25 PM

I looked into this a few years ago and the companies that would offer a 'household' or 'fleet' policy were too expensive on the GTR alone, so I ended up just getting two seperate policies. I had full no-claims on the GTR and they gave me an 'equivalent' discount on the 2nd car - the two policies worked out cheaper than one catch-all.

Vips · 28th January 2008, 04:58 PM

The 316i's a K reg, so 1993, so quite old.It's been good to me for so long now, and its so easy to work on such a small engine.

I'll try and ring A-Plan up and see what they think of a seperate policy. How old does it have to be for it to be classed as a classic?

GTR RGT · 28th January 2008, 06:01 PM

Quote:

Originally Posted by pupsi

I would be interested in your type of policy, are you the only driver or is it a group insurance??

Quote:

Originally Posted by CSB

just a quick question gtr rgt, i heard you are young and drive a skyline, whats your age and premium if you dont mind me asking thanks.

Seems Im famous. I was 19 when I insured my 34, now 20.

Pupsi, Im allowed up to 15 cars and anyone in my registered business can drive them aswell. Ive only just started this, before I had separte policys.

Vips · 29th January 2008, 10:08 AM

Is the 'fleet' type policy attached to your business? If so do the car's under the policy have to be owned by the business?

Should have I bought the GTR under the company?

GTR RGT · 29th January 2008, 05:19 PM

Yes the policy is attached to the business allowing only people that work for me to be insured on the cars Ive attatched.
But I could say you are working for me if you know what I mean.
No the cars dont have to be owned by me for example:

Its essentially the same as people having company cars. It allows bosses to insure his employee's with his cars but I can also insure there own cars.

All I need to insure is your GTR is your number plate and name and the fact that you work for me.

Took me a while to get my head around that. Better to ring norwhich and ask them directly.

Vips · 1st February 2008, 02:24 PM

Just spoke to A-Plan, who arrived at £739 to insure the 316i under a different policy. I was told this was because they couldn't mirror my 2 year NCB.

It seem's like GTR_RGT's policy sounds like the way forward?

But is there nothing I can do without having to take a completely new 'umbrella' policy?

xaero1 · 1st February 2008, 02:28 PM

How old are you, Vips?

I'm 24 and had my Skyline insured with Adrian Flux, but my daily driver (rover 400 turbo diesel) insured with Elephant. Adrian Flux were £500 cheaper than any other quote but wouldn't insure my Rover on a joint policy so I had to go elsewhere.

I used Cheap UK Car insurance and home insurance quotes comparison from Confused.com. to get the Rover quote which worked out to about £500.

Vips · 6th February 2008, 02:13 PM

I'm 23, with 2 yeas NCB.

I'll try out confused.com and see if I can get a cheaper policy.

Is there anybody out there which can mirror my NCB from my A-plan policy?

I hope I can do this, at least then I can go to town on the Skyline!

27th January 2008, 02:21 PM	#1 (permalink)
Vips GTR Register Member Join Date: May 2007 Posts: 305	Best way to get my daily driver insured??? Hi guys. I've been driving the Skyline for almost half a year now, and have only started to now realise that, there comes some time when it's not very good as a daily car I still have my old trustworthy 316i but I'm struggling trying to get it insured at the same time as the Skyline. My main and only policy is with A-Plan, but I need to get the 316i insured too. This seems to be a bit of a problem, as I'm relatively young at only 23. What's the cheapest and legitimate way of insuring both cars?

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27th January 2008, 04:05 PM	#2 (permalink)
CSB GTR Register Member Join Date: Nov 2007 Location: Birmingham Posts: 470	family fleet or something?

27th January 2008, 07:39 PM	#3 (permalink)
GTR RGT GTR Register Member Join Date: Aug 2006 Posts: 1,941	I have minifleet with norwich. up 15cars but not commercials im affraid

27th January 2008, 11:06 PM	#6 (permalink)
Vips GTR Register Member Join Date: May 2007 Posts: 305	Cheers for the info guys. I'm guessing I would have to wait till my insurance is up on my Skyline and have it all under one of these schemes right?

28th January 2008, 12:03 PM	#7 (permalink)
mifn21 GTROC Member Join Date: Mar 2007 Location: London Posts: 2,049	How old is the 316i? Might be worth putting it on a classic policy

28th January 2008, 12:25 PM	#8 (permalink)
GarethK GTR Register Member Join Date: Aug 2004 Location: Darlington Posts: 733	I looked into this a few years ago and the companies that would offer a 'household' or 'fleet' policy were too expensive on the GTR alone, so I ended up just getting two seperate policies. I had full no-claims on the GTR and they gave me an 'equivalent' discount on the 2nd car - the two policies worked out cheaper than one catch-all.

28th January 2008, 04:58 PM	#9 (permalink)
Vips GTR Register Member Join Date: May 2007 Posts: 305	The 316i's a K reg, so 1993, so quite old.It's been good to me for so long now, and its so easy to work on such a small engine. I'll try and ring A-Plan up and see what they think of a seperate policy. How old does it have to be for it to be classed as a classic?

29th January 2008, 10:08 AM	#11 (permalink)
Vips GTR Register Member Join Date: May 2007 Posts: 305	Is the 'fleet' type policy attached to your business? If so do the car's under the policy have to be owned by the business? Should have I bought the GTR under the company?

29th January 2008, 05:19 PM	#12 (permalink)
GTR RGT GTR Register Member Join Date: Aug 2006 Posts: 1,941	Yes the policy is attached to the business allowing only people that work for me to be insured on the cars Ive attatched. But I could say you are working for me if you know what I mean. No the cars dont have to be owned by me for example: Its essentially the same as people having company cars. It allows bosses to insure his employee's with his cars but I can also insure there own cars. All I need to insure is your GTR is your number plate and name and the fact that you work for me. Took me a while to get my head around that. Better to ring norwhich and ask them directly.

1st February 2008, 02:24 PM	#13 (permalink)
Vips GTR Register Member Join Date: May 2007 Posts: 305	Just spoke to A-Plan, who arrived at £739 to insure the 316i under a different policy. I was told this was because they couldn't mirror my 2 year NCB. It seem's like GTR_RGT's policy sounds like the way forward? But is there nothing I can do without having to take a completely new 'umbrella' policy?

1st February 2008, 02:28 PM	#14 (permalink)
xaero1 New Users Join Date: Feb 2004 Location: Cotswolds / California Posts: 3,359	How old are you, Vips? I'm 24 and had my Skyline insured with Adrian Flux, but my daily driver (rover 400 turbo diesel) insured with Elephant. Adrian Flux were £500 cheaper than any other quote but wouldn't insure my Rover on a joint policy so I had to go elsewhere. I used Cheap UK Car insurance and home insurance quotes comparison from Confused.com. to get the Rover quote which worked out to about £500.

6th February 2008, 02:13 PM	#15 (permalink)
Vips GTR Register Member Join Date: May 2007 Posts: 305	I'm 23, with 2 yeas NCB. I'll try out confused.com and see if I can get a cheaper policy. Is there anybody out there which can mirror my NCB from my A-plan policy? I hope I can do this, at least then I can go to town on the Skyline!