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Very true, but still worth shopping around. I was with A Plan last year and they quoted me £25 cheaper this time around, with no changes to car, no convictions and years no claims.
Adrian Flux beat them by £100 and A Plan won't budge. So far the admin and comms from Flux has been good (OK, more likely to be when they want your business), but despite the bad rap Flux sometimes get - no insurance company is going to happily hand over the cash if it comes to the worst (hopefully not, touch wood).
So this year I'm ditching A Plan, but will see what they have to offer this time next year.
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