driving other cars

[andy_pearcy]

does anybody know any insurance companies that will allow me ( at the age of 21) to drive other cars 3rd party with the owners consent, thanks

[Rob W]

Originally Posted by andy_pearcy

does anybody know any insurance companies that will allow me ( at the age of 21) to drive other cars 3rd party with the owners consent, thanks

Basically if you have fully comprehensive insurance you should be able to drive other cars that are not registered to you as long as they are insured by someone.

Rob

[SB Performance]

It has to say that on your policy though. Try Quinn Direct mate.

[pupsi]

As Rob has said, normally thats a perk you get when your'e over 21, in your case you are. So as long as you have your own fully comp policy, you should be o.k.

[zig-zag]

well i went with endsleigh to get that benefit.
I'm pretty sure your insurance has to state that you have any car cover.
Mine does as I needed to get any car insurance.
So try endsleigh

[skyline69_uk]

All insurers are trying to remove DOC from policies that currently have it as people were abusing it use and most misunderstand the purpose of it - i.e. to get you home in an emergency - my mate drove my GT-R home under DOC when I got really sick once. If you use it to drove another car outside what the insurer believes is a special situation you are un-insured. For example you are NOT covered for the odd drive in your dad/bro/uncle's RUF 911 lol!

[uglymother]

Eveyone thinks they are insured but there not.

This is why i have a traders policy, so i can drive anything i like up to £16,000 (payout) excluding scoobys (oh well)

This only costs be £580 a year and im only 27. and my dirty two is a named car.

[skyline69_uk]

Originally Posted by uglymother

Eveyone thinks they are insured but there not.

This is why i have a traders policy, so i can drive anything i like up to £16,000 (payout) excluding scoobys (oh well)

This only costs be £580 a year and im only 27. and my dirty two is a named car.

You do need to be a trader of course as if not come accident time they will require to see fin evident of at least 3 to 4 cars deals within the year, if none then no insurance although all companies are different.

[CSB]

Originally Posted by uglymother

Eveyone thinks they are insured but there not.

Surely if it says so in the insurance document, you are insured

[Spearmint]

Originally Posted by CSB

Surely if it says so in the insurance document, you are insured

Ever tried getting money back out from an insurance company? They'll try every stinking trick in the book to weasel their way out of paying up.

[G40tee]

bell offer it as an option on their policies, i have been using it for the last few years, has been ok if i have been chosen as a designated driver when car has been off the road or whatever. Has been fine with police and so on as it says im covered on my policy document.
But saying that i wouldnt fancy having to claim under it!

And yes it has to state you are covered to be actually covered, so many times i speak to police friends who pull people over and they say they are covered as they are fully comp. It is very rare that their insurer does cover them!

[CSB]

Originally Posted by Spearmint

Ever tried getting money back out from an insurance company? They'll try every stinking trick in the book to weasel their way out of paying up.

Yeh I can see that with any policy