The truth, the whole truth and nothing but the truth.... - Page 3 - GT-R Register - Official Nissan Skyline and GTR Owners Club forum

Fuggles · 27th January 2004, 03:20 PM

Be careful what you say/ask for if you have some "serious mods". Because my car is a 2.8 litre a lot of companies wouldn't touch it. Tett Hamilton couldn't even find anyone to take it on - at any price!

Sorted now though

mattb · 27th January 2004, 03:23 PM

I think things like replacement bodykits are OK as most insurance assessors don't know what a Skyline should look like. Even I don't know what an R33 GTS-t type M should look like and I own one

Additionally if you have a prang the replacement kit is probably cheaper than the genuine Nissan article anyway.

kenan · 18th April 2004, 09:44 AM

I'v always declared all the mods on the car's I'v had as the last thing I'd like it to not get a pay out if the worst happens. I wish I was older (i.e. not 25) then I could get a lower insurance quote as mine wasen't cheap but I'd rather have a Skyline that smoke or go out drinking every other night. Maybe they should charge me less as I act older than I am

ish

derbygreg · 25th May 2004, 12:24 PM

you should all be laughing!! do you know how hard it is to get insurance on a import Skyline (R33 GTST) nder 25!!! soooo many companies just laugh! im 23 and now with Tesco.... with a ...Ahem... standard car, 6 YEARS no claims (never had an eccident) and im payoing close to 1700... with a £750 excess....

I dont know if they even allow Mods and how much it would go up if i did declare them???

Like if i decided to fit 17s full exh and shocks and springs with Titanium strut braces... for example, lol.

anyone declared mods with TESCO??????????????

bladerider · 3rd July 2004, 01:37 AM

Im looking forward (as much as I can I guess !! lol) to my next renewal now that Im over 30. I suppose age does have a few benefits.

Oh, btw, 0-100 in 8.3 seconds is pretty mundane isnt it??

J.

Davy · 3rd July 2004, 09:05 AM

OH the joys of being an old bastard...£600 fully comp with 6 points GTR 33 ....pmsl....

Sean-it · 3rd July 2004, 01:53 PM

Also depends on your profession as do most insurances ...
There are always loadings against us offshore boys in all insurances - they think once we hit the beach we're all nutters !!

fiona · 4th July 2004, 01:51 PM

just a word of warning if you are thinking of using a traders policy most will only pay out TRADE MONEY for your car should you have a claim.

also read the small print as some will not insure imported vehicles.

i have a traders policy which covers both a skyline and a cossie with no restrictions but someone i know is with the same company but does have restrictions on imported vehicles so you need to know before taking out the policy.

hope this might help someone.

fiona.

Howsie · 5th July 2004, 12:24 PM

Quote:

Originally Posted by fiona

...
i have a traders policy which covers both a skyline and a cossie ...

I like the sound of you

Peter · 5th July 2004, 12:26 PM

Quote:

Originally Posted by bladerider

Oh, btw, 0-100 in 8.3 seconds is pretty mundane isnt it??

Get stuck in 2nd gear by any chance...?

Crail Loser · 5th July 2004, 06:15 PM

Quote:

Originally Posted by R2CH

Used to cost a fortune until i discovered traders policy! Now i dont have to tell them anything, just get in and drive!

I know this is a late reply however I feel I must add a note of caution to this.

One of my friends has always covered his vehicle under a "traders policy" he used to buy and sell a few cars but no longer does so but kept the policy as it was cheaper.

All was good untill he had an accident, when he claimed he was asked to produce recipts for the vehicles he had bought and sold for the past 12 months, unfortunatly he could not do so and his insurance was declared null and void.

The insurance company viewed it that he had gained his insurance under false pretence, he no longer traded cars or certainly could not prove he did ergo he did not qualify for a "traders policy"

The insurance company made no mention of this untill he tried to claim.

Just a note of caution.

derbygreg · 7th July 2004, 12:00 PM

Bladerider
0-100 in 8.3 is from second gear standing start in a V8 lotus seven style kit car... its quite violent, lol. First gear is useless... Especially as its geared to 120mph in top.

Mookistar · 29th July 2004, 11:47 PM

can't believe the direct line policy, as a car with a rare bodykit and some mad, hugely expensive wheels, will physically attract attention more than a bog standard car on 17's.

my quote from them put £500 on the policy for the induction kit, chip, and exhaust, and another £500 for the 18" BBS wheels

i figured the chip was doing a lot of damage so got them to remove it from the spec, and thhe insurance did'nt change.

bizarro

so, i'm all mods declared (but fiance is registered keeper and i'm named driver)

mook

stealth · 30th December 2004, 03:45 PM

I have a Joint traders policy with the Mrs and declared 90% Jap imports with modifications but got to be able to mention engine parts like pistons .exhaust , filters, wheels etc is ok ,anything else I just have to ring them up and let them know ,this is mainly engine size re bores and stuff but no problem as long as I tell them what I have at the time .£1800.00 fully comp which is good .

nismoman · 10th May 2006, 09:54 PM

YOU JUST WONT TO HAVE A GO AT INSURING A R34GTR WITH OVER 600BHP VALUED AT OVER £40,000.00 44YEARS OLD/CLEAN LICENCES/MAX NCB ONLY FOUND 3 COMPANYS WHO WILL INSURE IT 2 WERE TALKING FICKING STUPID RATES.(I THINK THE CHAV FACTOR IS NOW STARTING TO TAKE AFFECT ON INSURANCE,JUST LIKE WOT HAPPENED WITH COSWORTHS IN THE MID 90,S CARS WERE CHEAP/CHAVS BUY/INSURANCE GOES SKYHIGH )

View Poll Results: How many of the modifications to your car have you divulged to your insurers.
No mods, standard car.	72	17.96%
Full details of mods divulged.	157	39.15%
Part of the story.	105	26.18%
None of their business!	67	16.71%
Voters: 401. You may not vote on this poll

27th January 2004, 03:23 PM	#32 (permalink)
mattb GTR Register Member Join Date: Feb 2002 Location: Milton Keynes Posts: 1,418	I think things like replacement bodykits are OK as most insurance assessors don't know what a Skyline should look like. Even I don't know what an R33 GTS-t type M should look like and I own one Additionally if you have a prang the replacement kit is probably cheaper than the genuine Nissan article anyway. __________________ Regards, Matt "yes it's a Skyline, no it's not a GTR, oh your mate has one that is 600bhp but his Cossie is faster, well I never, no it hasn't go 1000bhp... of course it's faster than your Saxo you moron!" - just another day owning a GTST:) Merritt and Baker Consultancy :)

25th May 2004, 12:24 PM	#34 (permalink)
derbygreg GTR Register Member Join Date: Feb 2004 Location: Derbyshire Posts: 76	you should all be laughing!! do you know how hard it is to get insurance on a import Skyline (R33 GTST) nder 25!!! soooo many companies just laugh! im 23 and now with Tesco.... with a ...Ahem... standard car, 6 YEARS no claims (never had an eccident) and im payoing close to 1700... with a £750 excess.... I dont know if they even allow Mods and how much it would go up if i did declare them??? Like if i decided to fit 17s full exh and shocks and springs with Titanium strut braces... for example, lol. anyone declared mods with TESCO?????????????? __________________ There aint no replacement for displacement Tornado V8 0-100 8.3 secs

3rd July 2004, 01:37 AM	#35 (permalink)
bladerider GTR Register Member Join Date: Jun 2002 Location: Soon to be in a fridge !!! Posts: 4,949	Im looking forward (as much as I can I guess !! lol) to my next renewal now that Im over 30. I suppose age does have a few benefits. Oh, btw, 0-100 in 8.3 seconds is pretty mundane isnt it?? J. __________________ GBH Motorsport Yokohama Abbey Motorsport Redline Vehicles Big Power

4th July 2004, 01:51 PM	#38 (permalink)
fiona GTR Register Member Join Date: Oct 2003 Location: kent Posts: 23	traders policy just a word of warning if you are thinking of using a traders policy most will only pay out TRADE MONEY for your car should you have a claim. also read the small print as some will not insure imported vehicles. i have a traders policy which covers both a skyline and a cossie with no restrictions but someone i know is with the same company but does have restrictions on imported vehicles so you need to know before taking out the policy. hope this might help someone. fiona.

27th January 2004, 03:20 PM	#31 (permalink)
Fuggles GTR Register Member Join Date: Jul 2001 Location: UK Posts: 15,708	Be careful what you say/ask for if you have some "serious mods". Because my car is a 2.8 litre a lot of companies wouldn't touch it. Tett Hamilton couldn't even find anyone to take it on - at any price! Sorted now though

18th April 2004, 09:44 AM	#33 (permalink)
kenan GTROC Member Join Date: Apr 2003 Location: Exeter, Devon Posts: 1,896	I'v always declared all the mods on the car's I'v had as the last thing I'd like it to not get a pay out if the worst happens. I wish I was older (i.e. not 25) then I could get a lower insurance quote as mine wasen't cheap but I'd rather have a Skyline that smoke or go out drinking every other night. Maybe they should charge me less as I act older than I am ish

3rd July 2004, 09:05 AM	#36 (permalink)
Davy GTR Register Member Join Date: May 2004 Location: Fife Posts: 73	OH the joys of being an old bastard...£600 fully comp with 6 points GTR 33 ....pmsl....

3rd July 2004, 01:53 PM	#37 (permalink)
Sean-it GTROC Member Join Date: Oct 2002 Location: UK Posts: 160	Also depends on your profession as do most insurances ... There are always loadings against us offshore boys in all insurances - they think once we hit the beach we're all nutters !!

7th July 2004, 12:00 PM	#42 (permalink)
derbygreg GTR Register Member Join Date: Feb 2004 Location: Derbyshire Posts: 76	Bladerider 0-100 in 8.3 is from second gear standing start in a V8 lotus seven style kit car... its quite violent, lol. First gear is useless... Especially as its geared to 120mph in top. __________________ There aint no replacement for displacement Tornado V8 0-100 8.3 secs

29th July 2004, 11:47 PM	#43 (permalink)
Mookistar Admin - GTROC D.T.C Join Date: Feb 2004 Location: Living life 8min 50 secs at a time Posts: 9,548	can't believe the direct line policy, as a car with a rare bodykit and some mad, hugely expensive wheels, will physically attract attention more than a bog standard car on 17's. my quote from them put £500 on the policy for the induction kit, chip, and exhaust, and another £500 for the 18" BBS wheels i figured the chip was doing a lot of damage so got them to remove it from the spec, and thhe insurance did'nt change. bizarro so, i'm all mods declared (but fiance is registered keeper and i'm named driver) mook __________________ FOR ALL GTR FORUM RELATED ISSUES CONTACT THE ADMIN TEAM 'MOOKISTAR' OR 'MOLEMAN' SKYLINE FAQ'S!

30th December 2004, 03:45 PM	#44 (permalink)
stealth New Users Join Date: Jul 2004 Location: somewhere over the rainbow ( not far from Jeff ) Posts: 2,944	I have a Joint traders policy with the Mrs and declared 90% Jap imports with modifications but got to be able to mention engine parts like pistons .exhaust , filters, wheels etc is ok ,anything else I just have to ring them up and let them know ,this is mainly engine size re bores and stuff but no problem as long as I tell them what I have at the time .£1800.00 fully comp which is good .

10th May 2006, 09:54 PM	#45 (permalink)
nismoman GTROC Member Join Date: Jul 2004 Posts: 850	YOU JUST WONT TO HAVE A GO AT INSURING A R34GTR WITH OVER 600BHP VALUED AT OVER £40,000.00 44YEARS OLD/CLEAN LICENCES/MAX NCB ONLY FOUND 3 COMPANYS WHO WILL INSURE IT 2 WERE TALKING FICKING STUPID RATES.(I THINK THE CHAV FACTOR IS NOW STARTING TO TAKE AFFECT ON INSURANCE,JUST LIKE WOT HAPPENED WITH COSWORTHS IN THE MID 90,S CARS WERE CHEAP/CHAVS BUY/INSURANCE GOES SKYHIGH )

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