Originally Posted by snuffy
It all comes down to what it's going to cost the insurance company in terms of their loss as opposed to the ratio of the car's value to the repair cost. They look at is as a simple loss limiting calculation.
Sure but they will only write off when the cost of repair rises to circa 70% of pre accident value.
You have no right to demand a car be written off, itís at the sole discretion of the insurer and itís clearly not going to be commercially viable to pay out £60k as a write off rather than £10k as a repair.