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Dunno where else to ask this so here goes.
Drivers door damaged in my office car park that is not accessible to the general public (i.e. it's locked and access is controlled by a PIN code and/or remote device) by Chelsea tractor driving twerp. Located the driver and she refused to provide insurance details, she said her husband will pay as they don't want to lose NCB. Got her mobile number and I agree. Of course they are now ignoring me. The question is if I report this to my insurance company even with the attached pics what is the likelihood of winning? Even if I do win I'm fairly sure that NCB is classified as "no claim bonus" and not "no blame bonus" so my premium will increase next year?
I'm lead to believe that because they will have to locate the insurer to make the claim that's classified as having to do some work so I'll be penalised on the next renewal and if I go somewhere else I will have lost my NCB. Has anyone else had the same situation and how did it pan out at renewal?
First pic is my door all the rest are her car. As you can see it's as plain as the nose on your face.
Drivers door damaged in my office car park that is not accessible to the general public (i.e. it's locked and access is controlled by a PIN code and/or remote device) by Chelsea tractor driving twerp. Located the driver and she refused to provide insurance details, she said her husband will pay as they don't want to lose NCB. Got her mobile number and I agree. Of course they are now ignoring me. The question is if I report this to my insurance company even with the attached pics what is the likelihood of winning? Even if I do win I'm fairly sure that NCB is classified as "no claim bonus" and not "no blame bonus" so my premium will increase next year?
I'm lead to believe that because they will have to locate the insurer to make the claim that's classified as having to do some work so I'll be penalised on the next renewal and if I go somewhere else I will have lost my NCB. Has anyone else had the same situation and how did it pan out at renewal?
First pic is my door all the rest are her car. As you can see it's as plain as the nose on your face.
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