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229 Posts
Hi guys. Like a donkey, I reversed my car into a steel upright at the petrol station before xmas.
I was doing about 5 MPH but this car must be made of paper! I have damaged:
- Rear bumper
- Rear panel
- Boot lid
- Underneath is probably a bit bent
- Rear right light cluster slightly damaged
So I am pursuing an insurance claim, and they have estimated the repair cost at £9k!!!!!!!!!!!!!! My only guess is, this quote includes shipping in replacement parts from Japan. My car is not worth that. It is a near standard 33GTR, probably worth £4k-£5k on their books, and 6k-7k in the current climate as a private sale.
They apparently will not let me buy the salvage, due to the way their policies are set out and new government legislation. So say they are generous and give me £6k, which I think is unlikely, I am still faced with losing a perfectly mechanically sound and roadworthy car (in good nick), with nothing more than superficial damage ... TO SCRAP! Even though I could buy something similar, that makes me feel a little sick. I also expect to get maybe as little as £4k, cos you know what insurance companies are like.
So what should I do? The only other option I have is to get a quote from someone else myself, and get them to go via that garage. The problem will be sourcing parts. I did get a quote when I first pranged it, and the guy estimated £3k, but he never gave me it in writing because he could never get a quote for parts from Nissan, as Nissan Japan never got back to Nissan UK.
So I am a bit lost on my options. If I cancel the claim and fix it myself, that's a lot of money out of my pocket, and completely negates the point of having insurance in the first place. So really I need to go via the insurance company, but get it fixed elsewhere .... and source the parts myself ....
Help!
- Rear bumper
- Rear panel
- Boot lid
- Underneath is probably a bit bent
- Rear right light cluster slightly damaged
So I am pursuing an insurance claim, and they have estimated the repair cost at £9k!!!!!!!!!!!!!! My only guess is, this quote includes shipping in replacement parts from Japan. My car is not worth that. It is a near standard 33GTR, probably worth £4k-£5k on their books, and 6k-7k in the current climate as a private sale.
They apparently will not let me buy the salvage, due to the way their policies are set out and new government legislation. So say they are generous and give me £6k, which I think is unlikely, I am still faced with losing a perfectly mechanically sound and roadworthy car (in good nick), with nothing more than superficial damage ... TO SCRAP! Even though I could buy something similar, that makes me feel a little sick. I also expect to get maybe as little as £4k, cos you know what insurance companies are like.
So what should I do? The only other option I have is to get a quote from someone else myself, and get them to go via that garage. The problem will be sourcing parts. I did get a quote when I first pranged it, and the guy estimated £3k, but he never gave me it in writing because he could never get a quote for parts from Nissan, as Nissan Japan never got back to Nissan UK.
So I am a bit lost on my options. If I cancel the claim and fix it myself, that's a lot of money out of my pocket, and completely negates the point of having insurance in the first place. So really I need to go via the insurance company, but get it fixed elsewhere .... and source the parts myself ....
Help!